Source: Own study based on the Statistical Yearbooks of GUS for 1999 and 2004 crime reduction in the middle of this section would reduce the average premium of 6.97% in 1996 to 8.64% in 1993 (Table 20 ). Table 20 Effects of economic crime reduction of 50% in the form of a reduction in the premium section II Source: Own study based on the Statistical Yearbooks of GUS for 1999 and 2004 According to the calculations, the degree of reduction in premiums in each year varies, although rates These differ slightly from each other. The results show that the total elimination of crime, enabling the insurance premium reduction of 15% at the same financial result, while reducing the crime in half would reduce premiums by 7.5% and at the same financial result. The degree of reduction of the contribution depends mainly on two variables
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