Namely, the value of payments on claims and the number of contracts of insurance. In this case, an integral part of the compensation and benefits will be a certain trick of 25%. Undoubtedly, growth of payments on claims greater than the dynamic growth of the contract, the slower pace of increase of gross premiums, may be a symptom indicating the increase in crime in the insurance sector, but it can not be excluded or random events. It is clear that the thesis that the lower the insurance rates, the faster development of the market, the greater the number of policyholders. It must therefore be assumed that the greater the degree of reduction of crime coverage, the greater the financial capacity of insurance companies due to the reduction of undue payment of compensation and benefits. The presented results do not indicate a direct impact directly on the effects of crime insurance.
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