While the other is very real and obvious in the sense that the degree of reduction of crime may be different and varied are the economic effects. Thus the answer boils down to determining the extent to which the elimination or reduction of crime insurance could affect the amount of insurance premiums at the same financial results of insurance companies. Analysis of relevant data and calculations in this area allow for an estimate of the average value of the scams attributable to one contract and the extent of possible reductions in the average rate (Table 17). Table 17 Effects of the elimination of economic crime in the form of a reduction in premiums for the insurance sector Source: Own study based on the Statistical Yearbooks of GUS for 1999 and 2004 According to the calculations carried out the complete elimination of crime coverage, defined as 25% of paid claims.
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